2015 ORS 746.610¹
Application of ORS 746.600 to 746.690

(1) Except as otherwise provided in ORS 746.606 (Information privacy standards for health insurers), 746.607 (Use and disclosure of personal information), 746.608 (Rules) and 746.609 (Exemptions for health insurers), the obligations imposed by ORS 746.600 (Definitions for ORS 746.600 to 746.690) to 746.690 (Obtaining information under false pretenses prohibited) apply to those insurers, insurance producers and insurance-support organizations that:

(a) In the case of life or health insurance:

(A) Collect, receive or maintain personal information, in connection with insurance transactions, that pertains to natural persons who are residents of this state; or

(B) Engage in insurance transactions with applicants, individuals or policyholders who are residents of this state.

(b) In the case of other kinds of insurance:

(A) Collect, receive or maintain personal information in connection with insurance transactions involving policies or certificates of insurance delivered, issued for delivery or renewed in this state; or

(B) Engage in insurance transactions involving policies or certificates of insurance delivered, issued for delivery or renewed in this state.

(2) The rights granted by ORS 746.600 (Definitions for ORS 746.600 to 746.690) to 746.690 (Obtaining information under false pretenses prohibited) extend to:

(a) In the case of life or health insurance, the following persons who are residents of this state:

(A) Natural persons who are the subject of personal information collected, received or maintained in connection with insurance transactions; and

(B) Applicants, individuals or policyholders who engage in or seek to engage in insurance transactions.

(b) In the case of other kinds of insurance, the following persons:

(A) Natural persons who are the subject of personal information collected, received or maintained in connection with insurance transactions involving policies or certificates of insurance delivered, issued for delivery or renewed in this state; and

(B) Applicants, individuals or policyholders who engage in or seek to engage in insurance transactions involving policies or certificates of insurance delivered, issued for delivery or renewed in this state.

(3) For purposes of this section, a person is considered a resident of this state if the person’s last-known mailing address, as shown in the records of the insurer, insurance producer or insurance-support organization, is located in this state.

(4) Notwithstanding subsections (1) and (2) of this section, ORS 746.600 (Definitions for ORS 746.600 to 746.690) to 746.690 (Obtaining information under false pretenses prohibited) do not apply to personal information collected from the public records of a governmental authority and maintained by an insurer or its representatives for the purpose of insuring the title to real property located in this state. [1981 c.649 §3; 1987 c.490 §52; 2003 c.87 §8; 2003 c.364 §153]


1 Legislative Counsel Committee, CHAPTER 746—Trade Practices, https://­www.­oregonlegislature.­gov/­bills_laws/­ors/­ors746.­html (2015) (last ac­cessed Jul. 16, 2016).
 
2 OregonLaws.org contains the con­tents of Volume 21 of the ORS, inserted along­side the per­tin­ent statutes. See the preface to the ORS An­no­ta­tions for more information.
 
3 OregonLaws.org assembles these lists by analyzing references between Sections. Each listed item refers back to the current Section in its own text. The result reveals relationships in the code that may not have otherwise been apparent.