2015 ORS 742.585¹
Definitions for ORS 742.585 to 742.600

As used in ORS 742.585 (Definitions for ORS 742.585 to 742.600) to 742.600 (Limitation on insurance policy reclassification for personal vehicle sharing program vehicle):

(1) "Owner’s insurance policy" means a private passenger motor vehicle liability insurance policy that includes:

(a) All coverage necessary to comply with the financial or future responsibility requirements of ORS chapter 806;

(b) The personal injury protection coverage required under ORS 742.518 (Definitions for ORS 742.518 to 742.542) to 742.542 (Effect of personal injury protection benefits paid);

(c) The uninsured motorist coverage required under ORS 742.500 (Definitions for ORS 742.500 to 742.506) to 742.506 (Allocation of responsibility among insurers); and

(d) Any optional coverage selected by the owner.

(2) "Personal vehicle sharing" means the use of a private passenger motor vehicle by persons other than the vehicle’s registered owner in connection with a personal vehicle sharing program.

(3) "Personal vehicle sharing program" means a legal entity qualified to do business in this state engaged in the business of facilitating the sharing of private passenger motor vehicles for noncommercial use by individuals within this state.

(4) "Private passenger motor vehicle" means a four-wheel passenger or station wagon type motor vehicle insured under a motor vehicle liability insurance policy covering a single individual or individuals residing in the same household as the named insured.

(5) "Program insurance policy" means a motor vehicle liability insurance policy that is obtained by the personal vehicle sharing program and that:

(a) Includes all coverage needed to comply with the financial or future responsibility requirements of ORS chapter 806;

(b) Includes the personal injury protection coverage required under ORS 742.518 (Definitions for ORS 742.518 to 742.542) to 742.542 (Effect of personal injury protection benefits paid);

(c) Includes the uninsured motorist coverage required under ORS 742.500 (Definitions for ORS 742.500 to 742.506) to 742.506 (Allocation of responsibility among insurers);

(d) Includes comprehensive property damage coverage for the vehicle;

(e) Includes collision property damage coverage for the vehicle; and

(f) Does not include any other optional coverage selected by the owner of the vehicle and included in the owner’s insurance policy. [2011 c.457 §2]

Note: 742.585 (Definitions for ORS 742.585 to 742.600) to 742.600 (Limitation on insurance policy reclassification for personal vehicle sharing program vehicle) were added to and made a part of the Insurance Code by legislative action but were not added to ORS chapter 742 or any series therein. See Preface to Oregon Revised Statutes for further explanation.


1 Legislative Counsel Committee, CHAPTER 742—Insurance Policies Generally; Property and Casualty Policies, https://­www.­oregonlegislature.­gov/­bills_laws/­ors/­ors742.­html (2015) (last ac­cessed Jul. 16, 2016).
 
2 OregonLaws.org contains the con­tents of Volume 21 of the ORS, inserted along­side the per­tin­ent statutes. See the preface to the ORS An­no­ta­tions for more information.
 
3 OregonLaws.org assembles these lists by analyzing references between Sections. Each listed item refers back to the current Section in its own text. The result reveals relationships in the code that may not have otherwise been apparent.