2017 ORS 742.216¹
Conditions suspending insurance

A fire insurance policy shall contain a provision as follows: “Unless otherwise provided in writing added hereto this company shall not be liable for loss occurring:

“(1) While the hazard is increased by any means within the control or knowledge of the insured; or

“(2) While a described building, whether intended for occupancy by owner or tenant, is vacated or unoccupied beyond a period of 60 consecutive days; or

“(3) As a result of explosion or riot, unless fire ensues, and in that event for loss by fire only.” [Formerly 743.624]

Notes of Decisions

House is “unoccupied” if not in actual use by per­son as usual place of habita­tion. Schmidt v. Underwriters at Lloyds of London, 191 Or App 340, 82 P3d 649 (2004)

1 Legislative Counsel Committee, CHAPTER 742—Insurance Policies Generally; Property and Casualty Policies, https://­www.­oregonlegislature.­gov/­bills_laws/­ors/­ors742.­html (2017) (last ac­cessed Mar. 30, 2018).
2 Legislative Counsel Committee, Annotations to the Oregon Revised Stat­utes, Cumulative Supplement - 2017, Chapter 742, https://­www.­oregonlegislature.­gov/­bills_laws/­ors/­ano742.­html (2017) (last ac­cessed Mar. 30, 2018).
3 OregonLaws.org assembles these lists by analyzing references between Sections. Each listed item refers back to the current Section in its own text. The result reveals relationships in the code that may not have otherwise been apparent.