2015 ORS 731.354¹
Certificate of authority required

No person shall act as an insurer and no insurer shall directly or indirectly transact insurance in this state except as authorized by a subsisting certificate of authority issued to the insurer by the Director of the Department of Consumer and Business Services. [1967 c.359 §73]

Notes of Decisions

Because associa­tion with employees, employers and independent contractors as members failed commonality-of-interest test, associa­tions welfare and benefits plan exceeded federal limita­tions and Oregon insurance law applied to associa­tions plan. Derby Assn. Trust v. Dept of Ins. and Finance, 114 Or App 389, 835 P2d 149 (1992)

Statute ([former] ORS 646.267) requiring that reimburse­ment insurance be issued by authorized insurer violates federal law by discriminating against risk reten­tion groups. Na­tional Warranty Insurance Company RRG v. Greenfield, 214 F3d 1073 (9th Cir. 2000)

Atty. Gen. Opinions

Certificate of authority not re­quired for federal bank debt cancella­tion contracts, (1999) Vol 49, p 200

Chapter 731

Atty. Gen. Opinions

Vehicle service contracts sold to purchasers by motorcycle and motor vehicle dealers as constituting sale of insurance, (1978) Vol 38, p 2218


1 Legislative Counsel Committee, CHAPTER 731—Administration and General Provisions, https://­www.­oregonlegislature.­gov/­bills_laws/­ors/­ors731.­html (2015) (last ac­cessed Jul. 16, 2016).
 
2 Legislative Counsel Committee, Annotations to the Oregon Revised Stat­utes, Cumulative Supplement - 2015, Chapter 731, https://­www.­oregonlegislature.­gov/­bills_laws/­ors/­ano731.­html (2015) (last ac­cessed Jul. 16, 2016).
 
3 OregonLaws.org assembles these lists by analyzing references between Sections. Each listed item refers back to the current Section in its own text. The result reveals relationships in the code that may not have otherwise been apparent.