2015 ORS § 646A.430¹
Definitions for ORS 646A.430 to 646A.450

As used in ORS 646A.430 (Definitions for ORS 646A.430 to 646A.450) to 646A.450 (Rules):

(1) Consumer means a person in this state who purchases a vehicle protection product or who possesses a vehicle protection product and is entitled to enforce a warranty for the product by reason of the persons possession.

(2) Reimbursement insurance policy means an insurance policy issued to a warrantor that:

(a) Reimburses the warrantor for expenses or other obligations the warrantor incurs in complying with the terms and conditions in a vehicle protection product warranty; or

(b) Pays on a warrantors behalf all obligations due under the terms and conditions of the warrantors vehicle protection product warranty.

(3) Reimbursement insurer means an insurer that issues a reimbursement insurance policy.

(4) Seller means a person engaged in the business of offering a vehicle protection product for sale to a consumer.

(5)(a) Vehicle protection product means:

(A) A protective chemical, substance, device, product or system that is:

(i) Designed to prevent loss or damage to a vehicle from a specific cause; and

(ii) Accompanied by a written warranty that provides that if the vehicle protection product fails to prevent a specified loss or damage, the warrantor will reimburse a consumer for specified related and incidental costs the consumer incurs as a result of the vehicle protection products failure to perform in accordance with the terms of the vehicle protection product warranty, if the consumer purchases a physical product that is designed or formulated to make the specified related and incidental costs less likely to occur;

(B) An alarm system;

(C) A product to mark motor vehicle body parts;

(D) A lock for a motor vehicle steering wheel, pedal or ignition;

(E) A product to etch motor vehicle windows;

(F) A kill switch for motor vehicle ignitions or fuel systems;

(G) A tracking system that uses satellites, radio or electronic means; or

(H) Other similar or related chemicals, substances, devices, products, systems or services that are designed to prevent loss or damage to a motor vehicle from a specific cause.

(b) Vehicle protection product does not include:

(A) A fuel or oil additive; or

(B) Other chemical products that are applied to a motor vehicles engine, transmission or fuel system.

(6)(a) Warrantor means a person that a vehicle protection product warranty names as the contractual obligor to the consumer.

(b) Warrantor does not include an authorized insurer that provides a warranty reimbursement insurance policy. [2007 c.685 §1; 2013 c.527 §3]