ORS Chapter 746 - Trade Practices - 2007 Oregon Revised Statutes

General Provisions

§ 746.005		Trade practices exempted from prohibitions
§ 746.015		Discrimination
§ 746.018		Discrimination in issuance of burglary, theft, robbery or casualty policies prohibited
§ 746.025		Securities or other contracts as inducement to insurance
§ 746.035		Inducements not specified in policy
§ 746.045		Rebates

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Unauthorized Insurance

§ 746.310		Representing or aiding unauthorized insurer prohibited
§ 746.320		Service of process equivalent to personal service on unauthorized foreign or alien insurer
§ 746.330		Judgment by default after service of process under ORS 746.320
§ 746.340		Conditions to be met by defendant unauthorized insurer before filing motions or pleadings
§ 746.350		Attorney fee allowable to prevailing party
§ 746.360		Exceptions to application of unauthorized insurer service of process law

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Premium Financing

§ 746.405		Definitions for ORS 746.405 to 746.530
§ 746.422		Inquiries from director to premium finance company
§ 746.425		Applicability of ORS 746.405 to 746.530
§ 746.465		Records required of premium finance companies
§ 746.470		Prohibition against interfering with premium financing recommendation
§ 746.475		Premium finance agreements

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Use and Disclosure of Insurance Information

§ 746.600		Definitions for ORS 746.600 to 746.690
§ 746.605		Purpose
§ 746.606		Information privacy standards for health insurers
§ 746.607		Use and disclosure of personal information
§ 746.608		Rules
§ 746.609		Exemptions for health insurers

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Penalties

§ 746.991

Penalties

Source:

Legislative Counsel Committee, CHAPTER 746—Trade Practices, https://www.oregonlegislature.gov/bills_laws/Archive/2007ors746.pdf (2007) (last accessed Feb. 12, 2009). Currency Information

§ 746.055		Title insurance commissions, rebates and discounts
§ 746.065		Personal or controlled insurance
§ 746.075		Misrepresentation generally
§ 746.085		Regulating replacement of life insurance
§ 746.100		Misrepresentation in insurance applications or transactions
§ 746.110		False, deceptive or misleading statements
§ 746.115		Advertisements in languages other than English
§ 746.120		Illegal dealing in premiums
§ 746.125		Limitation on coverage of eye care services
§ 746.130		Insurance connected to sale or rental of property
§ 746.135		Genetic tests and information
§ 746.140		Sale of life insurance with securities
§ 746.145		Workers' compensation insurance
§ 746.147		Workers' compensation insurance
§ 746.150		Other insurance
§ 746.155		Applicability of ORS 746.145 and 746.150
§ 746.160		Practices injurious to free competition
§ 746.195		Insurance on property securing loan or credit
§ 746.201		Depository institution to obtain required property insurance when borrower does not
§ 746.213		Definitions for ORS 746.213 to 746.219
§ 746.215		Regulation of depository institutions with regard to insurance sales or solicitations
§ 746.217		Disclosures to customers
§ 746.219		Investigatory powers
§ 746.220		Debtor's option in furnishing credit life or credit health insurance
§ 746.222		Prohibition on referral of individual to Medical Insurance Pool
§ 746.230		Unfair claim settlement practices
§ 746.240		Undefined trade practices injurious to public prohibited
§ 746.260		Driving record not to be considered in issuance of motor vehicle insurance
§ 746.265		Purposes for which abstract of nonemployment driving record may be considered
§ 746.270		Use of past investment or predicted future investment experience in sale of variable life insurance policies
§ 746.275		Definitions for ORS 746.275 to 746.300
§ 746.280		Designation of particular motor vehicle repair shop by insurer prohibited
§ 746.285		Notice of prohibition in motor vehicle repair shops
§ 746.287		Insurer requirement of installation of aftermarket crash part in vehicle
§ 746.289		Insurer offer of crash part warranty
§ 746.290		Notice of prohibition in policies and by adjusters
§ 746.292		Motor vehicle repair shops
§ 746.295		Proof and amount of loss under motor vehicle liability policies
§ 746.300		Liability of insurers and motor vehicle repair shops for damages
§ 746.305		Rules
§ 746.308		Violation of provisions regarding totaled vehicles as violation of Insurance Code

§ 746.485		Regulation of service charge for premium financing
§ 746.495		Delinquency charges regulated
§ 746.505		Cancellation of policy by premium finance company
§ 746.515		Return of unearned premiums on cancellation
§ 746.525		Agreement effective as security interest
§ 746.530		Attorney fees

§ 746.610		Application of ORS 746.600 to 746.690
§ 746.611		Personal representative of deceased person
§ 746.612		No right of action
§ 746.615		Pretext interviews prohibited
§ 746.620		Notice of insurance information practices
§ 746.625		Marketing and research surveys
§ 746.630		Authorization for disclosure of certain information
§ 746.632		Genetic information used for treatment
§ 746.635		Investigative consumer reports
§ 746.640		Access to recorded personal information
§ 746.645		Correction, amendment or deletion of recorded personal information
§ 746.650		Reasons for adverse underwriting decisions
§ 746.655		Information concerning previous adverse underwriting decisions
§ 746.660		Basing adverse underwriting decision on previous adverse decision
§ 746.661		Use of credit history or insurance score
§ 746.662		Filing of insurance scoring models
§ 746.663		Cancellation or nonrenewal of personal insurance policies based on credit history or insurance score
§ 746.665		Limitations and conditions on disclosure of certain information
§ 746.668		Relationship of ORS 746.620, 746.630 and 746.665 to federal Fair Credit Reporting Act
§ 746.670		Investigatory powers
§ 746.675		Service of process on out-of-state insurance-support organizations
§ 746.680		Remedies
§ 746.685		Liability for disclosure of information
§ 746.686		Use of prior claim or inquiry in determination to issue or renew homeowner insurance policy
§ 746.687		Cancellation of homeowner insurance policy
§ 746.688		Use of loss history reports
§ 746.690		Obtaining information under false pretenses prohibited

Chapter 746 Trade Practices

General Provisions

Unauthorized Insurance

Premium Financing

Use and Disclosure of Insurance Information

Penalties