Chapter 86A Mortgage Lending

Mortgage Bankers; Mortgage Brokers; Mortgage Loan Originators

§ 86A.095		Short title
§ 86A.100		Definitions
§ 86A.103		License required to engage in residential mortgage transactions as mortgage banker or mortgage broker
§ 86A.106		Procedures for licensing
§ 86A.109		Expiration of initial license
§ 86A.112		Licensees to keep records
§ 86A.115		Grounds for denying, suspending, conditioning or revoking license
§ 86A.118		Action against applicant or licensee for act or omission of associate

§ 86A.195		Restrictions on negative amortization loans
§ 86A.198		Materials in languages other than English

§ 86A.200		Definitions
§ 86A.203		License and unique identifier for mortgage loan originator
§ 86A.206		Application for license
§ 86A.209		Interim license
§ 86A.212		Findings required for issuing license
§ 86A.215		Education and testing requirements for license
§ 86A.218		License renewal
§ 86A.221		Continuing education requirements for mortgage loan originator

§ 86A.990		Criminal penalties for violations of ORS 86A.095 to 86A.198
§ 86A.992		Civil penalties for violations of ORS 86A.095 to 86A.198

§ 86A.121		Cancellation of license or application
§ 86A.124		Supervisory authority of director over mortgage bankers, mortgage brokers and mortgage loan originators
§ 86A.127		Investigations
§ 86A.130		Enjoining violations
§ 86A.133		Procedures where assets or capital of mortgage banker or mortgage broker found impaired
§ 86A.136		Rules
§ 86A.139		Notice of orders
§ 86A.142		Judicial review of orders
§ 86A.145		Oaths and subpoenas in proceedings before director
§ 86A.148		Copies of documents
§ 86A.151		Liability of person that employs mortgage loan originator
§ 86A.154		Fraud and deceit with respect to mortgage banker or mortgage broker business
§ 86A.157		Clients Trust Account
§ 86A.160		Notice to bank regarding Clients Trust Account
§ 86A.163		Prohibited advertisements
§ 86A.166		Designation of principal place of business
§ 86A.169		Disclosure required before closing mortgage loan or mortgage banking loan
§ 86A.172		Advisory committee
§ 86A.175		Servicing or collecting mortgage banking loan or mortgage loan by mortgage banker or mortgage broker
§ 86A.178		Legislative findings regarding mortgage loan originators
§ 86A.183		Prohibited conduct for mortgage bankers, mortgage brokers and mortgage loan originators
§ 86A.186		Mortgage loan originator criminal records checks

§ 86A.224		Denying, suspending, conditioning, revoking or declining to renew license
§ 86A.227		Corporate surety bond required
§ 86A.230		Contracts or agreements with Nationwide Mortgage Licensing System and Registry and other agencies
§ 86A.233		Production of records
§ 86A.236		Prohibited activities
§ 86A.239		Display of license and unique identifier
§ 86A.242		Rules