Chapter 86  Mortgages; Trust Deeds

Real Property Mortgages

§ 86.010 Nature of mortgagees interest
§ 86.020 Covenant to pay money not implied
§ 86.030 Absolute deed as a mortgage
§ 86.040 Improvements on mortgaged lands
§ 86.050 Payment of taxes and other charges by mortgagee
§ 86.060 Assignment of mortgage
§ 86.080 Record of assignment not notice to mortgagor
§ 86.095 Acts not affecting priority of lien of credit instrument
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Late Charges

§ 86.160 Definitions for ORS 86.160 to 86.185
§ 86.165 Late charge
§ 86.170 Prohibited mortgage provisions
§ 86.175 Scope
§ 86.180 ORS 86.160 to 86.185 not applicable to certain mortgagees
§ 86.185 ORS 86.160 to 86.185 not applicable to certain loans

Real Estate Loans; Security Protection

§ 86.205 Definitions for ORS 86.205 to 86.275
§ 86.210 Types of lender security protection provisions allowed
§ 86.214 Application of ORS 86.210 and 86.245 to real estate loan agreements
§ 86.240 Limit on amount required in security protection escrow account
§ 86.245 Interest on security protection deposits
§ 86.250 Service charge prohibited where interest required
§ 86.255 Arrangements where security protection provisions not required
§ 86.260 Payment of taxes where security protection provision required
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Chattel Mortgages

§ 86.405 Secretary of State to furnish statement of mortgages filed before September 1, 1963
§ 86.440 Discharge of mortgage recorded with county recording officer
§ 86.460 Discharge of mortgage filed with Secretary of State
§ 86.470 Discharge, assignment and foreclosure of mortgages on chattels registered and licensed by Department of Transportation

Investments; Federal Housing Administrator

§ 86.610 Power of financial institutions, fiduciaries and others to make loans secured by property insured by Federal Housing Administrator
§ 86.620 Investment of funds of financial institutions, fiduciaries and others in bonds and mortgages accepted by Federal Housing Administrator, debentures issued thereby, and obligations of national mortgage associations
§ 86.630 Eligibility of securities described in ORS 86.620 as security for deposits, investment or reserve of securities
§ 86.640 Applicability of other laws requiring security or regulating loans and investments

Trust Deeds

(General Provisions)

§ 86.705 Definitions for ORS 86.705 to 86.815
§ 86.707 Additional definitions for ORS 86.726, 86.729, 86.732, 86.736, 86.741, 86.744 and 86.748
§ 86.710 Trust deeds authorized to secure performance of obligation
§ 86.713 Qualifications of trustee
§ 86.715 Trust deed deemed to be mortgage on real property
§ 86.720 Reconveyance upon performance
§ 86.722 Correction of error concerning status or effect of trust deed

(Foreclosures)

§ 86.726 Resolution conference for foreclosure
§ 86.729 Scheduling and notice for resolution conference
§ 86.732 Attendance at resolution conference
§ 86.736 Certificate of compliance
§ 86.741 Attorney General duties and powers
§ 86.744 Foreclosure Avoidance Fund
§ 86.748 Determination of ineligibility for foreclosure avoidance measure
§ 86.752 Foreclosure by advertisement and sale
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Penalties

§ 86.990 Penalties