Chapter 86 Mortgages; Trust Deeds

Real Property Mortgages

§ 86.010		Nature of mortgagees interest
§ 86.020		Covenant to pay money not implied
§ 86.030		Absolute deed as a mortgage
§ 86.040		Improvements on mortgaged lands
§ 86.050		Payment of taxes and other charges by mortgagee
§ 86.060		Assignment of mortgage
§ 86.080		Record of assignment not notice to mortgagor
§ 86.095		Acts not affecting priority of lien of credit instrument

Late Charges

§ 86.160		Definitions for ORS 86.160 to 86.185
§ 86.165		Late charge
§ 86.170		Prohibited mortgage provisions
§ 86.175		Scope
§ 86.180		ORS 86.160 to 86.185 not applicable to certain mortgagees
§ 86.185		ORS 86.160 to 86.185 not applicable to certain loans

Real Estate Loans; Security Protection

§ 86.205		Definitions for ORS 86.205 to 86.275
§ 86.210		Types of lender security protection provisions allowed
§ 86.214		Application of ORS 86.210 and 86.245 to real estate loan agreements
§ 86.240		Limit on amount required in security protection escrow account
§ 86.245		Interest on security protection deposits
§ 86.250		Service charge prohibited where interest required
§ 86.255		Arrangements where security protection provisions not required
§ 86.260		Payment of taxes where security protection provision required

Chattel Mortgages

§ 86.405		Secretary of State to furnish statement of mortgages filed before September 1, 1963
§ 86.440		Discharge of mortgage recorded with county recording officer
§ 86.460		Discharge of mortgage filed with Secretary of State
§ 86.470		Discharge, assignment and foreclosure of mortgages on chattels registered and licensed by Department of Transportation

Investments; Federal Housing Administrator

§ 86.610		Power of financial institutions, fiduciaries and others to make loans secured by property insured by Federal Housing Administrator
§ 86.620		Investment of funds of financial institutions, fiduciaries and others in bonds and mortgages accepted by Federal Housing Administrator, debentures issued thereby, and obligations of national mortgage associations
§ 86.630		Eligibility of securities described in ORS 86.620 as security for deposits, investment or reserve of securities
§ 86.640		Applicability of other laws requiring security or regulating loans and investments

Trust Deeds

§ 86.705		Definitions for ORS 86.705 to 86.795
§ 86.710		Trust deeds authorized to secure performance of an obligation
§ 86.715		Trust deed deemed to be mortgage on real property
§ 86.720		Reconveyance upon performance
§ 86.722		Correction of error concerning status or effect of trust deed
§ 86.725		Time within which foreclosure must be commenced
§ 86.735		Foreclosure by advertisement and sale
§ 86.737		Notice to grantor

Penalties