Chapter 742 Insurance Policies Generally; Property and Casualty Policies

General Provisions

§ 742.001		Scope of ORS chapters 742, 743 and 743A
§ 742.003		Filing and approval of policy forms
§ 742.005		Grounds for disapproval of policy forms
§ 742.007		Directors withdrawal of approval
§ 742.009		Regulation of sales material
§ 742.011		Insurable interest in property
§ 742.013		Representations in applications
§ 742.016		Policy constitutes entire contract

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Assumption Reinsurance Agreements

§ 742.150		Approval by director
§ 742.152		Limitations on applicability of ORS 742.150
§ 742.154		Factors to be considered by director in determining whether to approve assumption reinsurance agreement
§ 742.156		Notice of transfer under assumption reinsurance agreement
§ 742.158		Rejection of transfer by policyholder
§ 742.160		Effect of novation of policy under assumption reinsurance agreement
§ 742.162		Transfer and novation of policy effected by director

Fire Insurance

§ 742.200		Fire insurance not to exceed value of property insured
§ 742.202		Standard fire insurance policy
§ 742.204		Exceptions to standard fire insurance policy requirements
§ 742.206		Insuring agreement
§ 742.208		Concealment
§ 742.210		Uninsurable and excepted property
§ 742.212		Perils not included
§ 742.214		Other insurance

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Child Care Facility

§ 742.260

Cancellation of homeowner or fire policy

Home Protection Insurance

§ 742.280

Home protection insurance

Mortgage Insurance

§ 742.282		Limitations on issuance of mortgage insurance
§ 742.284		Insured obligations as legal investments and securities for deposit
§ 742.286		Mortgage insurance

Surety Insurance

§ 742.350		Bonds, undertakings and other obligations required by law may be executed by surety insurers
§ 742.352		Reimbursement of private persons required to give bond, letter of credit or other obligation
§ 742.354		Reimbursement of public officials required to give bond or letter of credit
§ 742.356		Surety insurer may take measures to reduce risk of loss
§ 742.358		Release of surety on official bonds by action of obligee
§ 742.360		Release of surety on bond of public official by action of surety
§ 742.362		Release of surety on depository bond
§ 742.364		Fixing amount of new bond after release from original

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Reimbursement Insurance For Service Contracts

§ 742.390		Reimbursement insurance policy
§ 742.392		Termination of reimbursement insurance policy

Medical Malpractice Insurance

§ 742.400		Duty to report claim of professional negligence to licensing board
§ 742.405		Conditions for issuance of medical malpractice insurance

Discount Medical Plans

§ 742.420		Definitions for ORS 742.420 to 742.440
§ 742.422		License requirement for conducting business as discount medical plan organization
§ 742.424		Requirement for contract with provider
§ 742.426		License application
§ 742.428		Duties of licensee
§ 742.430		License term
§ 742.432		Duties of discount medical plan organization
§ 742.434		Prohibited activities

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Motor Vehicle Liability Insurance

(Issuance Of Insurance Card)

§ 742.447

Insurance card

(Generally)

§ 742.449		Prohibition on assignment to high risk category on certain grounds
§ 742.450		Contents of motor vehicle liability policy
§ 742.454		Liabilities that need not be covered
§ 742.456		When insurers liability accrues
§ 742.458		General provisions governing liability policies
§ 742.460		Insurers right to provide for reimbursement and proration
§ 742.462		Insurers right to settle claims
§ 742.464		Excess coverage permitted

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(Motorcycle Discount)

§ 742.480		Appropriate premium charge reduction for certain motorcycle insurance policies
§ 742.483		Effective period for premium reduction
§ 742.486		Issuance and presentation of certificates for motorcycle rider education course

(Age Based Discount)

§ 742.490		Premium reduction
§ 742.492		Duration of reduction
§ 742.494		Certification of completion of course
§ 742.496		Limitation on qualification for discount

(Uninsured Motorist Coverage)

§ 742.500		Definitions for ORS 742.500 to 742.506
§ 742.502		Uninsured motorist coverage
§ 742.504		Required provisions of uninsured motorist coverage
§ 742.505		Arbitration procedures under ORS 742.504
§ 742.506		Allocation of responsibility among insurers
§ 742.508		Definitions for ORS 742.508 and 742.510
§ 742.510		Property damage coverage for damage to vehicle caused by uninsured vehicle

(Personal Injury Protection Benefits)

§ 742.518		Definitions for ORS 742.518 to 742.542
§ 742.520		Personal injury protection benefits for motor vehicle liability policies
§ 742.521		Conditions applicable to arbitration proceedings
§ 742.522		Binding arbitration under ORS 742.520
§ 742.524		Contents of personal injury protection benefits
§ 742.525		Provider charges
§ 742.526		Primary nature of benefits
§ 742.528		Notice of denial of payment of benefits

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(Total Loss)

§ 742.554		Disclosures required by insurer to motor vehicle owner when insurer declares vehicle total loss
§ 742.558		Dispute resolution process for total loss vehicles

(Cancellation)

§ 742.560		Definitions for ORS 742.560 to 742.572
§ 742.562		Grounds for cancellation of policies
§ 742.564		Manner of giving cancellation notice
§ 742.566		Renewal of policies
§ 742.568		Proof of cancellation or nonrenewal notice
§ 742.570		Notifying insured under canceled or unrenewed policy of eligibility for participation in insurance pool
§ 742.572		Immunity from liability of persons furnishing information regarding cancellation or nonrenewal of policies

(Report By Insurer To Department Of Transportation)

§ 742.580

Report of cancellation, nonrenewal or issuance of motor vehicle liability policy

(Personal Vehicle Sharing)

§ 742.585		Definitions for ORS 742.585 to 742.600
§ 742.590		Personal vehicle sharing program requirements
§ 742.595		Assumption of liability
§ 742.600		Limitation on insurance policy reclassification for personal vehicle sharing program vehicle

Cancellation And Nonrenewal Of Casualty Or Commercial Liability Policies

(Cancellation Based On Holding Public Office)

§ 742.690

Limitations on cancellation

(Commercial Liability Policies)

§ 742.700		Definitions for ORS 742.700 to 742.710
§ 742.702		Grounds for cancellation
§ 742.704		Hearing
§ 742.706		Renewal
§ 742.708		Proof of receipt of notice
§ 742.710		Exemptions from provisions of ORS 742.700 to 742.708

§ 742.018		Provision for construction according to foreign law prohibited
§ 742.021		Standard provisions in general
§ 742.023		Contents of policies in general
§ 742.026		Underwriters and combination policies
§ 742.028		Additional policy contents
§ 742.031		Bankruptcy clause required in certain liability policies
§ 742.033		Charter and bylaw provisions
§ 742.036		Assessment policies, special contents
§ 742.038		Validity and construction of noncomplying forms
§ 742.041		Permissible classes of insurance in one policy
§ 742.043		Binders
§ 742.046		Delivery of policy
§ 742.048		Effective date and time of coverage
§ 742.051		Renewal by certificate
§ 742.053		Forms for proof of loss
§ 742.056		Certain conduct not deemed waiver
§ 742.058		Return of premium on destruction of property
§ 742.061		Recovery of attorney fees in action on policy or contractors bond
§ 742.063		Filing and approval of liability form that includes cost of defense within limits of liability
§ 742.065		Insurance against risk of loss assumed under less than fully insured employee health benefit plan

§ 742.216		Conditions suspending insurance
§ 742.218		Additional perils insured
§ 742.220		Added provisions
§ 742.222		Waiver provisions
§ 742.224		Cancellation
§ 742.226		Mortgagee interest and obligation of mortgagee
§ 742.228		Pro rata liability of insurer
§ 742.230		Requirements in case loss occurs
§ 742.232		Appraisal
§ 742.234		Insurers options
§ 742.236		Abandonment
§ 742.238		When loss payable
§ 742.240		Suit on policy
§ 742.242		Subrogation
§ 742.244		Coverage for loss from nuclear reaction or radiation
§ 742.246		Other fire insurance policy provisions permitted
§ 742.248		Mutual fire insurers policyholders liability
§ 742.250		Mutual fire insurers action to recover assessment
§ 742.252		Mutual fire insurers
§ 742.254		Mutual fire insurance policy cancellation

§ 742.366		Cancellation of bond by surety
§ 742.368		Surety insurer may not deny power to execute bond
§ 742.370		Bond construed as including omitted statutory provisions
§ 742.372		Guaranteed arrest bond certificate
§ 742.374		Surety may issue guaranteed arrest bond certificate not to exceed $1,000
§ 742.376		Requirements to issue guaranteed arrest bond certificate

§ 742.436		Investigative powers of director
§ 742.438		License suspension, revocation or failure to renew
§ 742.440		Injunction

§ 742.466		Disputes over coverage for physical damage
§ 742.468		Certain policies not considered motor vehicle liability policies

§ 742.529		Payment based on incorrect determination of responsibility
§ 742.530		Exclusions from coverage
§ 742.532		Benefits may be more favorable than those required by ORS 742.520, 742.524 and 742.530
§ 742.534		Reimbursement of other insurers paying benefits
§ 742.536		Notice of claim or legal action to insurer
§ 742.538		Subrogation rights of insurers to certain amounts received by claimant
§ 742.540		Rules
§ 742.542		Effect of personal injury protection benefits paid
§ 742.544		Reimbursement for personal injury protection benefits paid
§ 742.546		Required disclosure in release for bodily injuries related to personal injury protection benefits
§ 742.548		Required language in disclosure