Chapter 731 Administration and General Provisions

Short Title; Purpose And Construction

§ 731.004		Short title
§ 731.008		Purpose of Insurance Code
§ 731.012		Effect of federal law
§ 731.016		Construction of Insurance Code

Application Of Insurance Code

§ 731.022		Compliance with Insurance Code required
§ 731.026		Application of Insurance Code to particular insurers
§ 731.028		Applicability of certain Insurance Code provisions to State Accident Insurance Fund Corporation
§ 731.036		Persons completely exempt from application of Insurance Code
§ 731.038		Application of Insurance Code to charitable organizations that issue charitable gift annuities
§ 731.039		Requirements for certain educational institutions or nonprofit corporations issuing charitable gift annuities
§ 731.042		Certificate of exemption
§ 731.046		Exemption of policies from Securities Law

Definitions Generally

§ 731.052		Insurance Code definitions
§ 731.056		Action
§ 731.066		Authorized, unauthorized insurer
§ 731.069		Certificate, certificate holder
§ 731.072		Certificate of authority, license
§ 731.074		Commercial liability insurance
§ 731.075		Covered life
§ 731.076		Department, director

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Classes Of Insurance Defined

§ 731.150		Definitions of classes of insurance not mutually exclusive
§ 731.154		Annuity
§ 731.156		Variable life insurance
§ 731.158		Casualty insurance
§ 731.162		Health insurance
§ 731.164		Home protection insurance, home protection insurer
§ 731.166		Industrial life insurance
§ 731.170		Life insurance

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Insurance Administration

§ 731.216		Administrative power of director
§ 731.228		Prohibited interests and rewards
§ 731.232		Subpoena power
§ 731.236		General powers and duties
§ 731.240		Hearings in general
§ 731.244		Rules
§ 731.248		Orders
§ 731.252		Cease and desist orders

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Authorization Of Insurers And General Requirements

§ 731.354		Certificate of authority required
§ 731.356		Unauthorized insurance transaction enforcement
§ 731.358		Requirements of domestic insurers generally
§ 731.362		Requirements of foreign or alien insurers generally
§ 731.363		Authorized foreign insurer becoming domestic insurer
§ 731.364		Domestic insurer transferring domicile to another state
§ 731.365		Effect of transfer of domicile by domestic or foreign insurer
§ 731.367		Transfer of domicile by unincorporated authorized foreign insurer

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Limit Of Risk; Reinsurance

§ 731.504		Limit of risk
§ 731.508		Approved reinsurance
§ 731.509		Legislative intent
§ 731.510		Criteria for allowing reduction from liability for reinsurance
§ 731.511		Criteria to be met by assuming insurer in order to be accredited as reinsurer
§ 731.512		Withdrawal of insurer
§ 731.516		Mortgage insurance limitation

Capital And Surplus

§ 731.554		Capital and surplus requirements
§ 731.562		Title insurer capital and surplus requirements
§ 731.566		Reciprocal insurer surplus requirements
§ 731.570		Withdrawing advancements made to reciprocal insurer
§ 731.574		Annual financial statement

Reports Of Criminal Conduct

§ 731.590		Insurer defined for ORS 731.592 and 731.594
§ 731.592		Reporting criminal conduct involving insurance
§ 731.594		Immunity from civil liability

Deposits

§ 731.604		Acceptance of deposits of insurers
§ 731.608		Purpose of deposit
§ 731.612		Rights of insurer regarding deposits
§ 731.616		Valuation of deposits
§ 731.620		Assignment of deposited securities
§ 731.624		Special deposits
§ 731.628		Deposit required of workers compensation insurers
§ 731.632		Deposit required of domestic reciprocal insurers

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Exchange Of Information By Regulators

§ 731.730		Insurer filings with National Association of Insurance Commissioners
§ 731.731		Immunity for certain persons dealing with information collected from filings under ORS 731.730
§ 731.735		Certain information confidential
§ 731.737		Immunity from liability for certain persons filing reports or furnishing information about specified activities to specified persons

Confidentiality Of Reports

§ 731.750		Confidentiality of report of material acquisitions or dispositions of assets, material nonrenewals, cancellations and revisions of ceded reinsurance agreements
§ 731.752		Confidentiality of report used for determination of required amount of capital or surplus
§ 731.754		Permissible uses of reports and plans described in ORS 731.752

Insurance Compliance Audit Reports

§ 731.760		Definitions for ORS 731.760 to 731.770
§ 731.761		Privileged information
§ 731.762		Authority of director
§ 731.764		Waiver of privilege
§ 731.766		Petition for in camera hearing
§ 731.768		Privilege
§ 731.770		Other privileges or limitations pertaining to audit document

Assessments, Fees And Taxes

§ 731.804		Assessments
§ 731.808		Gross amount of premiums defined
§ 731.812		Foreign and alien insurers report of Oregon business
§ 731.820		Gross premium tax on fire insurance premiums
§ 731.822		Prepayment of tax due
§ 731.824		Tax on underwriting profits of wet marine and transportation insurers
§ 731.828		Computation of wet marine and transportation insurance tax
§ 731.836		Limitation on enforcement of insurers tax obligations

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Retaliatory Provisions

§ 731.854		Retaliatory tax
§ 731.859		Applicability of retaliatory provisions

Miscellaneous

§ 731.870

State of emergency

Penalties

§ 731.988		Civil penalties
§ 731.992		Criminal penalty

§ 731.082		Domestic, foreign, alien insurer
§ 731.086		Domestic risk
§ 731.092		Domicile
§ 731.096		Domicile of alien insurer
§ 731.099		Independently procured insurance
§ 731.102		Insurance
§ 731.104		Insurance producer
§ 731.106		Insurer
§ 731.112		Judgment
§ 731.116		Person
§ 731.122		Policy
§ 731.126		Reinsurance
§ 731.132		Required capitalization
§ 731.136		State
§ 731.142		Stock, mutual and reciprocal insurer
§ 731.144		Surplus lines insurance
§ 731.146		Transact insurance

§ 731.174		Marine and transportation insurance
§ 731.178		Mortgage insurance
§ 731.182		Property insurance
§ 731.186		Surety insurance
§ 731.190		Title insurance
§ 731.194		Wet marine and transportation insurance

§ 731.256		Enforcement generally
§ 731.258		Enforcement of orders and decisions by Attorney General
§ 731.260		False or misleading filings
§ 731.264		Complaints and investigations confidential
§ 731.268		Use of reproductions and certified copies as evidence
§ 731.272		Directors annual reports
§ 731.276		Recommendations for changes in Insurance Code
§ 731.280		Publications authorized
§ 731.282		Authority to sell publications
§ 731.284		Distribution of insurance laws
§ 731.288		Recording complaints
§ 731.292		Disposition of fees, charges, taxes, penalties and other moneys
§ 731.296		Directors inquiries
§ 731.300		Examination of insurers
§ 731.302		Appointment of examiners
§ 731.304		Investigation of persons transacting insurance
§ 731.308		Procedure at examination or investigation
§ 731.312		Report of examination
§ 731.314		Immunity for director, examiner and others
§ 731.316		Expenses of examination of insurer
§ 731.324		Service of process on Secretary of State
§ 731.328		Deposits by unauthorized insurers in actions or proceedings

§ 731.369		Requirements of reciprocal insurers generally
§ 731.370		Reciprocal insurers financial statement
§ 731.371		Powers of reciprocal insurer regarding real estate
§ 731.374		Exemptions to certificate of authority requirement
§ 731.378		Foreign and alien insurers exempt from laws governing admission of foreign and alien corporations
§ 731.380		Authority of foreign and alien insurers to take, acquire, hold and enforce notes secured by mortgages
§ 731.381		Exemption from taxes for foreign and alien insurers engaging in activities authorized by ORS 731.380
§ 731.382		General eligibility for certificate of authority
§ 731.385		Standards for determining whether continued operation of insurer is hazardous
§ 731.386		Management of insurers
§ 731.390		Government insurers not to be authorized
§ 731.394		Combinations of insuring powers in one insurer
§ 731.396		Certificate of authority and good financial condition required to issue variable life insurance or variable annuity policies
§ 731.398		Amendment of certificate of authority
§ 731.402		Issuance or refusal of certificate of authority
§ 731.406		What certificate evidences
§ 731.410		Continuance, expiration or reinstatement of certificate of authority
§ 731.414		Suspension or revocation of certificate of authority
§ 731.418		Grounds for suspension or revocation of certificate of authority
§ 731.422		Order of suspension, revocation or refusal
§ 731.426		Duration of suspension
§ 731.428		Written consent to engage or participate in business of insurance
§ 731.430		Name of insurer
§ 731.434		Registered office and agent
§ 731.438		Title plant requirement for title insurers
§ 731.439		Satisfaction of requirements of ORS 731.438 (1) by certain title plants
§ 731.442		Prohibition on transacting life insurance business on mutual assessment plan
§ 731.446		Policyholder deposits
§ 731.450		Unrelated business prohibited
§ 731.454		Domestic insurers not to transact business in jurisdiction where not authorized
§ 731.458		Exchange of reciprocal or interinsurance contracts
§ 731.462		Nonassessable policies of reciprocal insurer
§ 731.466		Power of attorney for reciprocal insurer
§ 731.470		Attorney for reciprocal insurer
§ 731.475		Records storage required of workers compensation insurers
§ 731.480		Workers compensation policies
§ 731.482		Withdrawal from, failure to renew or cancellation of line by commercial liability insurer
§ 731.484		Prohibition on certain sales related to group health and group life insurance
§ 731.485		Conditions under which insurer may limit insureds choice of drug outlets and pharmacies
§ 731.486		Exemption from definition of transact insurance for group life policies
§ 731.488		Annual audit of insurer

§ 731.636		Deposit or trusteed assets of alien insurer required
§ 731.640		Eligible deposits
§ 731.642		Contracts for security deposits
§ 731.644		Payment of losses out of deposits, generally
§ 731.648		Duration and release of deposit
§ 731.652		Proofs for release of deposit to insurers

§ 731.840		Retaliatory or corporate excise tax in lieu of certain taxes
§ 731.841		Conditions under which local authority to tax insurer is preempted
§ 731.842		Adjustment of amount to be prepaid for taxes
§ 731.844		No personal liability for paying invalid tax