2013 ORS § 743A.104¹
Pelvic examinations and Pap smear examinations

All policies providing health insurance, except those policies whose coverage is limited to expenses from accidents or specific diseases that are unrelated to the coverage required by this section, shall include coverage for pelvic examinations and Pap smear examinations as follows:

(1) Annually for women 18 to 64 years of age; and

(2) At any time upon referral of the womans health care provider. [Formerly 743.728]