2011 ORS § 743.731¹
Purposes

The purposes of ORS 743.730 (Definitions for ORS 743.730 to 743.773) to 743.773 (Rules for ORS 743.766 to 743.769) are:

(1) To promote the availability of health insurance coverage to groups regardless of their enrollees health status or claims experience;

(2) To prevent abusive rating practices;

(3) To require disclosure of rating practices to purchasers of small employer, portability and individual health benefit plans;

(4) To establish limitations on the use of preexisting condition exclusions;

(5) To make basic health benefit plans available to all small employers;

(6) To encourage the availability of portability and individual health benefit plans for individuals who are not enrolled in group health benefit plans;

(7) To improve renewability and continuity of coverage for employers and covered individuals;

(8) To improve the efficiency and fairness of the health insurance marketplace; and

(9) To ensure that health insurance coverage in Oregon satisfies the requirements of the Health Insurance Portability and Accountability Act of 1996 (P.L. 104-191) and the Patient Protection and Affordable Care Act (P.L. 111-148) as amended by the Health Care and Education Reconciliation Act (P.L. 111-152), and that enforcement authority for those requirements is retained by the Director of the Department of Consumer and Business Services. [1991 c.916 §2; 1993 c.18 §158; 1993 c.649 §11; 1995 c.603 §2; 1997 c.716 §4; 2011 c.500 §8]

Note: Additions by chapter 322, Oregon Laws 2011, to the series 743.730 (Definitions for ORS 743.730 to 743.773) to 743.773 (Rules for ORS 743.766 to 743.769), which become operative January 2, 2014, expand the series to 743.730 (Definitions for ORS 743.730 to 743.773) to 743.773 (Rules for ORS 743.766 to 743.769), 743.822 (Requirement to offer bronze and silver plans) and 743.826 (Requirements for catastrophic plans). See sections 1, 2 [743.822 (Requirement to offer bronze and silver plans) (2)], 3 [743.822 (Requirement to offer bronze and silver plans) (1)], 4 [743.826 (Requirements for catastrophic plans)] and 6, chapter 322, Oregon Laws 2011. See Preface to Oregon Revised Statutes for further explanation.