2013 ORS § 708A.490¹
Joint account
  • payment to any party to account
  • payment to others

Any sums in a joint account may be paid, on request, to any party without regard to whether any other party is incapacitated or deceased at the time the payment is demanded. Payment may not be made to the personal representative or heirs of a deceased party unless proofs of death are presented to the financial institution showing that the decedent was the last surviving party or unless there is no right of survivorship under ORS 708A.470 (Multiple-party accounts). [1997 c.631 §179]